Did you know there are programs specifically designed to help YOU buy your first home in Philadelphia with little to no money down? Between the Philly First Home Grant and PHFA assistance, thousands of dollars are waiting to help you cover your down payment and closing costs.
Here’s the breakdown: ✅ Philly First Home: Get up to $10,000 towards your purchase. If you stay in the home for 15 years, you don’t pay a dime back. ✅ PHFA K-FIT: A forgivable second mortgage that covers up to 5% of your purchase price. ✅ The Score: Most programs require a minimum credit score of 660, though some lender-specific programs may vary.
The catch? You MUST complete a city-certified homeownership counseling course before you sign an Agreement of Sale. Don't wait until you find the house—get your ducks in a row now!
The market is moving, and these grants are first-come, first-served. Stop guessing and start packing. 📦
Ready to see what you qualify for? The Javada Hill Team specializes in helping first-time buyers navigate these exact programs to maximize your savings.
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